Yield Protection is just what the name suggest, protection against losses in yield only.  We establish an Average yield by building up a database for you on each farm.  We individualize each farm to make your coverage compatible to the records you already keep.  Once an average is figured and a level decided upon, we can give you your per acre guarantee multiply that by your unit acres and get a unit guarantee.  If your production or your appraisal are less than your unit guarantee you will collect an indemnity.